Boat insurance protects damage to your boat and boating equipment, as well as your liability for its operations. The type of vessel, the horsepower of the engines, the value of the vessel, and the location where it is kept are all factors in determining coverage and premium. We offer comprehensive insurance plans for the following types of boats:
- Yachts (over 26 feet)
- Small boats (less than 26 feet)
- High performance powerboats
What Does Boat Insurance Cover?
Boat insurance coverage includes bodily injury, property damage, and physical damage. Bodily injury and property damage coverage on boat insurance work the same way as on your auto policy — as a liability insurance in case you damage someone else’s property or cause physical harm in some way. Physical damage on your boat insurance policy covers damages to your boat and trailer, including damages that occur on the road or at home while the boat is parked.
“In 2012, the U.S. Coast Guard counted 4515 accidents that involved 651 deaths, 3000 injuries and approximately $38 million dollars of damage to property as a result of recreational boating accidents.”* Protect your most important assets before you get on the water. Click on the link below to learn how to keep your boating season safe and enjoyable.
Let us help you find boat insurance program that is right for you. Contact us at 800.277.0013.
* US Department of Homeland Security United States Coast Guard – Recreational Boating Statistics.
Boating Safety Resource Center